AutoSmartBudgets

Legal

Terms of Use

Effective January 1, 1970.

These Terms of Use govern your access to and use of https://autosmartbudgets.com(the "Site"), operated by Auto Smart Budgets. By using the Site, you agree to these terms.

1. Educational Content Only

All content on the Site is for informational and educational purposes only. Auto Smart Budgetsis not an insurance company, agent, broker, marketplace, lender, financial advisor, or lead generation platform. The Site does not quote, bind, issue, sell, or solicit insurance of any kind, and does not offer or arrange financing, loans, or any financial product. Nothing on the Site — including budgeting frameworks, cost-of-ownership calculators, or auto insurance explainers — is intended to be insurance, legal, tax, or financial advice. Always consult a licensed professional before making decisions about insurance coverage or your personal finances.

2. No Lead Generation or Carrier Referrals

We do not collect information to sell to or share with insurance carriers, agents, brokers, comparison platforms, lenders, dealers, or lead aggregators. Submitting a form on the Site does not connect you with any insurance agent, carrier, lender, or dealer.

3. Acceptable Use

  • You will not use the Site for unlawful purposes.
  • You will not attempt to disrupt, reverse engineer, or scrape the Site.
  • You will not impersonate any person or misrepresent your identity.

4. Intellectual Property

All content, design, and code on the Site is owned by Auto Smart Budgets or its licensors and is protected by intellectual property laws. You may view and share content for personal, non-commercial purposes with attribution.

5. Third-Party Links

Some pages may link to third-party websites for context. These links are not endorsements, and we are not responsible for third-party content or practices.

6. Disclaimer of Warranties

The Site is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any content.

7. Limitation of Liability

To the maximum extent permitted by law, Auto Smart Budgets is not liable for any indirect, incidental, or consequential damages arising from your use of the Site.

8. Changes

We may update these Terms at any time. Continued use of the Site means you accept the updated Terms.

9. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict of laws principles.

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